Executive Summary
The main objective of this report is to learn about the state of knowledge regarding the role of
financial literacy as a complex barrier to postsecondary attendance.1 To achieve this goal, the
report contains a literature review of existing studies in the area, as well as an environmental scan of existing programs and initiatives. When possible, the focus of the report is on low-income high school students in the context of making decisions regarding postsecondary education. In this ideal setting, financial literacy will be defined as knowledge of all the costs, benefits, and available aid associated with postsecondary education. In reality, there are few studies and existing programs that fit this ideal profile. However, we have identified several studies that share these characteristics to a large extent. Specifically, we describe and discuss 21 related studies and 34 related programs. Although most studies and programs are Canadian, we also broaden the scope somewhat to include countries with similar postsecondary systems as Canada (e.g. the United States, the
United Kingdom, Australia, and New Zealand). Our literature review focuses on Canadian and American evidence, and has uncovered several important findings. First, the cost of a postsecondary education is vastly overestimated by the public at large and by low-income youth in particular. In contrast, the economic benefits to attending university are generally underestimated (equally for low- and high-income households). Whether knowing about the costs and benefits matters for pursuing a
postsecondary education is less clear given the lack of convincing evidence in this area.
While awareness of student financial aid is not necessarily an issue, it appears that knowledge of aid is limited. This may be related to the complexity of student financial aid, which is not only costly, but may also represent a barrier to some students.
A non-negligible portion of students are loan averse, which means that they will avoid grant opportunities when they are coupled with an optional student loan. This is the case even though the loans can be refused or invested at zero repayable interest.
Research also demonstrates that helping students complete their financial aid and postsecondary application forms has a large impact on application and admission rates. In contrast, offering information to students (without application assistance) is generally not sufficient to affect behaviour. Finally, once in university, the majority of undergraduates follow a budget and regularly pay off their credit card balance each month. This suggests a certain degree of awareness and control regarding their finances, which may help them repay their loans on time and avoid defaulting.
Highlights
• Aboriginal women living off-reserve have bucked national trends, with employment rates rising since 2007 alongside labour force participation.
• Employment growth has been particularly high in service sectors such as finance and professional services – areas typically associated with well-paying, stable jobs.
• Linked to improving labour market outcomes, Aboriginal women have seen sizeable improvements in education attainment over the past 20 years.
• Significant gaps in outcomes relative to the Non-Aboriginal population persist. Fortunately, the rela- tively young population implies that these gaps will continue to close as the Aboriginal population is likely to see further gains in educational outcomes.
The ability to solve problems and think critically are considered by many to be desired outcomes of the education system, both within K-12 and higher education. They are ever-present skills measured by many accreditation frameworks in the professional and higher education sectors, and consistently rank among the top skills and abilities desired in graduates, according to employer surveys (Hart Research Associates, 2008; 2013). Despite this prevalence, critical thinking and problem solving are often identified by employers as skills that require more emphasis in higher education (Hart Research Associates, 2008; Arum & Roksa, 2011). Recent evidence questions the degree to which current undergraduate education supports the development of critical thinking and complex problem solving skills (Arum & Roksa, 2011; Astin, 1993a; 1993b; Blaich & Wise, 2008; Klein et al., 2009; Pascarella, Blaich, Martin & Hanson, 2011). The development of critical thinking skills (CTS) is itself a complex issue, complicated by a lack of agreement on the definition of critical thinking and on an associated framework for its development (Ku, 2009). Popular frameworks of critical thinking include the Cornell-Illinois model (Ennis, Millman & Tomko, 1985), the Paul-Elder model (Paul & Elder, 2005; Paul & Elder, 1996), the CLA model (Shavelson, 2008), the APA Delphi model (Facione, 1990), and Halpern’s Model for Critical Thinking (Halpern, 1999; Halpern & Riggio, 2002). Each of these frameworks or models proposes a different definition for critical thinking and a different set of skills, traits and abilities that comprise it. Instruction and assessment of CTS is also an area of particular difficulty, with the efficacy of pedagogical strategies for critical thinking development and the authenticity of critical thinking assessment under much scrutiny (Bensley & Murtagh, 2011; Solon, 2003).
In this workshop, key strategies that integrate quality ideas with quality change processes will be presented as they apply to concrete change situations.
Participants will learn about effective approaches to each of the following levels: within school success; success across schools and regions; and how to relate to the state and federal levels. Specific examples will be examined at each level. Next generation reform will be identified related to factors that will deepen and accelerate learning required for future societies through powerful
new pedagogies linked to digital resources.
You've heard it before:
We already know what our students think.
Our committee has already picked the brand strategy that will work best. We know our school and our
students. We don't need external consultation.
These statements go against three core principles of successful PSE brand positioning, which one can find in the following case studies.
Identifying effective policy interventions for adults with low literacy and numeracy skills has become increasingly important. The PIAAC Survey of Adult Skills has revealed that a considerable number of adults in OECD countries possess only limited literacy and numeracy skills, and governments now recognise the need to up-skill low-skilled adults in order to maintain national prosperity, especially in the context of structural changes and projected population ageing.
Originally, I had thought of using Journey to Joy as a title for this work. However, an actual trip changed my mind. On one leg of a recent summer vacation, I convinced my husband Hank to take a back road rather than the faster highway. I have always loved the back-road route. It’s more scenic, more calming, and usually much more interesting. Having talked my spouse into traveling this way, I was enjoying the scenery when I realized this was the way of joy—not to joy. So also is it in teaching. It is possible to experience joy along the way, not only as a final destination.
In May 2010, I was on my way to The Teaching Professor conference. At Chicago’s busy O’Hare Airport a businessman helped me out when we both missed our connecting flights. As we settled at the new gate to await departure, he asked the topic of my upcoming presentation. When I told him that it was about the joy of teaching, he remarked that I must certainly be talking about summer. Too many people have a similar view, and too many of them may even be teachers.
This collection is about pursuing a joyful journey in college teaching. It is meant to encourage other faculty who do the challenging work of teaching. Prompted to share these thoughts after hitting a slump in my own teaching a few years ago, this slim volume is part memoir and part advice for others.
When on a journey, you need several things. You need a map, or at least a general idea of where you are going—some kind of a plan. You need fuel or a ticket—some means to move you forward. And, it is often helpful to have a navigator either in the form of a device such as a global-positioning system (GPS) or a companion who will provide directions and assistance to guide you along the way. Most everything else (such as food, shelter, and more fuel) you can obtain along the way. This work is like the navigator that offers direction.
Being on a journey requires being open to the unexpected. So, too, is the journey of joy in teaching. My personal journey of joy has entailed acceptance and even anticipation of the surprises along the way. This outlook brings greater satisfaction and pleasure. As a student of teaching for 35 years, I offer my individual perspective as a way to help others find joy along the way.
The 2015 Campus Freedom Index is the fifth annual report released by the Justice Centre for Constitutional Freedoms (JCCF) to measure the state of free speech at Canada’s universities.
Starting with a survey of only 18 universities in 2011, this year’s edition has grown to include 55 publicly funded Canadian universities—the largest and most expansive Index released so far, with information relevant to the more than 750,000 students who attend these institutions. The 2015 Campus Freedom Index includes an individual report about each university and student union.
Over the past 15 years, the provincial government has placed a greater importance on attracting international students to college and university campuses. Between 2005 and 2015, the number of international students at Ontario colleges increased by 27 per cent, while the number of international students at Ontario universities has increased by 92 per cent.1 The 2014 Federal government set a goal of doubling international student enrolment in Canada to approximately 450,000 students. Also, in 2014, the Government of Ontario prioritized international students as a key group of potential immigrants to meet the goals of building an educated, prosperous and skilled society. Just one year later international students constituted 82 per cent of the Ontario provincial nominees immigration program.2 Despite this increase, international students only account for five per cent of skilled immigrants coming to Ontario. Immigrants in Ontario make up 30 per cent of the labour force, the push to attract more international students and increase the amount of people admitted into the provincial nominees immigration program does reflect the province’s desire to attract a highly skilled and educated labour force.3
Association of Canadian Community Colleges Annual Report 2010-2011
Using a dataset containing nearly 500,000 courses taken by over 40,000 community and technical college students in Washington State, this study examines how well students adapt to the online environment in terms of their ability to persist and earn strong grades in online courses relative to their ability to do so in face-to-face courses. While all types of students in the study suffered decrements in performance in online courses, some struggled more than others to adapt: males, younger students, Black students, and students with lower grade point averages. In particular, students struggled in subject areas such as English and social science, which was due in part to negative peer effects in these online courses.
In 2013, the national economy began to recover more earnestly. Some states even increased funding for higher education, although not by much.1 Performance-based funding, greater accountability, student completion rates and gainful employment became the often-heard buzz words of 2013. Not to be out done, most distance education programs are pressured to find ways to close the student achievement gap many online programs still experience as compared to face-to-face courses, or risk
seeing further budget and staff reductions. As the authors of the ITC survey have suggested for the past several years, the Great Recession has forced many states to undergo a paradigm shift in how they will make funding decisions for colleges and
universities in the years to come.
Handheld devices are widely applied to support open and distributed learning, where students are diverse. On the other hand, customization and personalization can be applied to accommodate students’ diversities. However, paucity of research compares the effects of customization and personalization in the context of handheld devices. To this end, a customized digital learning system (CDLS) and personalized digital learning system (PDLS) were implemented with the handheld devices and they tailored to the needs of different cognitive style groups. Furthermore, we conducted two empirical studies to examine the effects of cognitive styles on the use of the CDLS and PDLS. More specifically, Study 1 identified the preferences of each cognitive style group while Study 2 investigated how students with different cognitive styles react to the CDLS and the PDLS. The results from these two studies showed that student with the CDLS and those with the PDLS obtained similar task scores and post-test scores, regardless of their cognitive styles. However, cognitive styles affected the efficiency of completing tasks and perceptions for customization and personalization.
Keywords: customization, personalization, handheld devices, cognitive styles
Imagine a future in which cancer becomes a memory, ordinary people travel in space, and computers carry on conversations like humans. Now imagine a darker future – a world beset bywar, rising temperatures and energyshortages, one where the United States faces a terrorist attack with nuclear weapons.
Most Americans think that these developments and many others are likely to unfold over the next 40 years. In the public’s view, this promises to be an era of technological progress. Large majorities expect that computers will be able to carry on conversations (81% say this definitely or probably will happen) and that there will be acure for cancer (71%). About two-thirds
(66%) say that artificial arms and legs will outperform real limbs while 53% envision ordinary people traveling in space.
At the same time, most say that war, terrorism and environmental catastrophes are at least probable by the year 2050. Nearly sixin-ten (58%) see another world war as definite or probable; 53% say the same about the prospect for a major terrorist attack on the United States involving nuclear weapons. An even higher percentage (72%) anticipates that the world will face a major energy crisis in the next 40 years. The public is evenly divided over whether the quality of the earth’s environment will improve over the next 40 years; as many say the environment is not likely to improve (50%) as say it is (47%). There continues to be a widespread belief that the earth will get warmer in the future, though the percentage expressing this view has declined by 10 points, from 76% to 66%,since 1999.
Moreover, 60% say the world’s oceans will be less healthy 40 years from now than they are today; just 32% say the oceans will be more healthy. The survey was conducted just after the Imagining Life in 2050 Probably/DefinitelyIn next 40 years… Will Will not
Science/technology happen happen DK
Computers will be able % % %
to converse like humans 81 18 1=100
Cancer will be cured 71 27 2=100
Artificial limbs will perform
better than natural ones 66 31 3=100
Ordinary people will travel in space 53 45 2=100
Energy/environment
Most of our energy will not
come from coal/oil/gas 74 24 6=100
World will face major energy crisis
Earth will get warmer
War/terrorism
Another world war
Major terrorist attack on U.S.
involving nuclear weapons
Pew Research Center/Smithsonian magazine
April 21-26, 2010. Figures may not add to 100% because of rounding.
April 20 explosion and fire on the Deepwater Horizon well in the Gulf of Mexico but before the full extent of the massive environmental damage caused by the oil leak became evident.
These are among the findings of a new survey of attitudes and expectations about the future, conducted by the Pew Research Center for the People & the Press and Smithsonian magazine in conjunction with the magazine’s 40th
anniversary (see "40 Things You Need to Know about the Next 40 Years"). The survey, conducted by landline
and cell phones April 21-26 among 1,546 adults, was informed by a 1999 survey on the future that explored
many of the same topics (see “Optimism Reigns,
Technology Plays Key Role,” October 24, 1999).
Despite the current economic slump and the widespread anticipation of crises to come, most Americans remain upbeat about the future, both for themselves and the nation. Today, 64% say they are very or somewhat optimistic about life for themselves and their family over the next 40 years, while 61% are optimistic about the future of the United States.
Moreover, 56% say the U.S. economy will be stronger than it is today.
Today’s recession-weary public is less sanguine about the long-term future than it was in May 1999, a time of very strong economic growth. Still, majorities across most demographic and political groups see things getting better – both for themselves and the nation – over the next four decades.
The education of students with Special Needs (SN) has been well researched at the school level (K-12) and a growing number of studies have been conducted at the postsecondary education (PSE) level. However, there is little research on transitions of SN students between the two systems. Inclusive policies at both the school and postsecondary level are designed to encourage students with SN to continue with their education. However, relatively few do so. Some students with SN fail to complete their schooling and drop. Others graduate from high school but decide against enrolling in a college or university program. While some of these students may prefer direct entry to the labour market others have postsecondary aspirations for which they are not adequately prepared or supported. The social goal of inclusive education is to accommodate the aspirations of all students, including those designated as SN. The existing research on college and university access suggests that students with SN who aspire to PSE face significant barriers. How effectively they meet these challenges requires a better understanding of the basis for their post-high school pathway choices. Socio-demographic factors like gender, ethnicity, and socio-economic status have long been recognized as influencing access to PSE, whether or not the individual is a student with special needs. Whatever their background, high school students who aspire to PSE must meet the academic entrance requirements of the institution (college or university) and, at the same time, develop the self-confidence and dispositions to study that are needed to succeed in a
postsecondary program. Acquiring the necessary capabilities can be especially challenging forat-risk students – those with low levels of achievement and those with special needs. Many, nevertheless, display the resilience needed to plan for, invest in, and realize their PSE aspirations. Schools play a key role in developing these resilient qualities in adolescents. Inclusive policies that emphasize students’ “strengths” rather than “deficits” have led to greater integration into mainstream classrooms. Learning in integrated settings is assumed to enhance opportunities for school engagement that complement and contribute to key student beliefs and behaviours – specifically, their sense of personal competence, dependability, and capacity for self-regulation.
How prepared are today’s entering undergraduates for the challenges that lie ahead of them?
This annual report goes beyond the usual metrics of standardized test scores and high school transcripts to explore a wide range of non-cognitive attitudes that influence college readiness, such as students’ levels of self-discipline and confi dence in their abilities. The report is based on student survey responses drawn from a sizable national sample of entering undergraduates in 2012.
Among the highlights:
• Nearly 30 percent of incoming freshmen nationally in 2012 reported they “usually get bored and quit after a few minutes” when they try to study;
• Only 59 percent of incoming freshmen reported that they have developed a solid system of self discipline
for keeping up with schoolwork;
• Nearly 60 percent of incoming freshmen expressed openness to receiving help with improving their study habits;
• Fully 45 percent of today’s incoming freshmen nationally agreed with the statement, “Math has always been a challenge for me”;
• Only 42 percent of incoming, first-generation freshmen indicated, “I have a very good grasp of the scientific ideas I’ve studied in school”;
• Nearly half (49 percent) of incoming freshmen indicated being receptive to help with improving their math skills;
• Nearly one-quarter (23 percent) of incoming male freshmen wondered if a college education “is really worth all the time, money, and effort”;
• Three-quarters (75 percent) of incoming freshmen ages 25 and older reported being settled on their career direction vs. fewer than two-thirds (64 percent) of traditional-age freshmen; and
• Almost 40 percent of incoming, first-generation freshmen indicated they had “very distracting and troublesome” financial problems—a proportion that has generally held steady over the last six years.
A critical new theme of the 1990’s was how to achieve large scale reform. In the current decade sustainability has been added as a major concern. These twin concepts represent a radical shift from understanding individual school innovation toward establishing system change that generates and supports continuous improvement on a large scale.
In this paper we use literacy and to a certain extent numeracy initiatives as examples of attempts at large scale sustainable reform. We first describe the sources we use from our own and others work — a lively body of multi-year attempts at large scale reform. Second, we offer a tri-level model— school/district/state, along with evidence to demonstrate what is necessary at each of these three levels in the pursuit of system-wide reform. Third, we identify an agenda of unfinished business in order to take us to the next level of sustainable reform.
This study reviewed over 40 programs in Ontario colleges and universities that were designed to increase recruitment, participation and retention of Aboriginal students in postsecondary education (PSE). It involved a literature review, site visits to 6 postsecondary institutions and qualitative interviews with program administrators and coordinators at 28 institutions across the province. Qualitative interviews were also conducted with students at selected institutions. A summary of the research findings is presented below. Overall, researchers found that, relative to only five years ago, colleges and universities in
Ontario have made significant progress in developing support programs for Aboriginal students. In 2004, a pan-Canadian study (Malatest, p. 23) looked at best practices in Aboriginal support programs. At that time, Ontario was in the formative stages of developing programs, particularly when compared with Manitoba and other Western provinces. Virtually all colleges and
universities in Ontario now have some form of support program. Furthermore, many postsecondary institutions have taken a holistic approach and have implemented a number of programs, each targeting different underlying causes of the lower incidence of PSE success among Aboriginal students. Among the programs offered are the following:
• Aboriginal student services programs,
• Aboriginal access programs,
• Aboriginal studies and Aboriginal designated programs,
• health care programs, and
• Aboriginal teacher education programs.
It should be noted that the research compiled in this report is largely qualitative. There is widespread agreement among the stakeholders interviewed that these types of programs are valuable; however, there was a distinct lack of outcome data available to allow the researchers to state that the programs reviewed had a “measurable†and positive impact on Aboriginal students’ postsecondary success. Nevertheless, where student outcomes were measured, the results were promising.
Despite the lack of quantitative evidence to support the impact of the programs, the researchers were able to infer that progress has been made on a number of fronts. In addition to the large number of institutions offering one or more of the above programs, in other institutions, Aboriginal management bodies are in place to help inform the design and implementation of the
programs. Aboriginal Elders are being consulted and are playing a more active role on college and university campuses. The number of courses being offered in the native languages of Ontario’s First Nations Peoples has increased, and the number of Aboriginal teachers available to teach and serve as role models has also increased.
The promotion of mental health and well-being in our students, faculty, and staff is important to the University of Calgary. Given the symbiotic relation between health and education, Universities are increasingly recognized as places to promote the health and well-being of the people who learn, work and live within them. Research-intensive universities create cultures that demand high performance while promoting excellence and achievement, and also carry the risk of stress, stigma, and challenges to mental health. With the recognition of the importance of promoting mental health and intervening to address illness in a timely way, we join groups across Canada and beyond that are committed to enhancing the mental health of university students, faculty, and staff.
Motivating students to participate in classroom discussions is a subject unto itself. The words “excruciating,” “agonizing,” and “mentally draining” may come to mind. There are some students who seem to assume that as long as the assigned work is completed on time, test scores are good, and attendance is satisfactory, they shouldn’t be forced to participate. It’s not that they don’t think participation improves the classroom experience, they just prefer that other students do the participating.
Of course we all have a few over-participators who are eager to volunteer every answer (sometimes to the point of dominating the discussion, which creates its own problems for educators and fellow students alike) but a good number of students prefer to listen,observe, or daydream rather than engage in the class discussion. Whether they’re shy, unprepared, or simply reluctant to share their ideas, getting students to participate is a constant struggle.
This special report features 11 articles from The Teaching Professor that highlight effective strategies for establishing the expectation of participation, facilitating meaningful discussion, using questions appropriately, and creating a supportive learning environment.
Articles you will find in this report include:
• Putting the Participation Puzzle Together
• Student Recommendations for Encouraging Participation
• To Call on or Not to Call on: That Continues to Be the Question
• Creating a Class Participation Rubric
• Those Students Who Participate Too Much There is some debate in the literature as to whether students have the right to remain silent in a class, but if you’re looking for ways to facilitate more effective discussions,
Tips for Encouraging Student Participation in Classroom Discussions will help.