Executive Summary
The main objective of this report is to learn about the state of knowledge regarding the role of
financial literacy as a complex barrier to postsecondary attendance.1 To achieve this goal, the
report contains a literature review of existing studies in the area, as well as an environmental scan of existing programs and initiatives. When possible, the focus of the report is on low-income high school students in the context of making decisions regarding postsecondary education. In this ideal setting, financial literacy will be defined as knowledge of all the costs, benefits, and available aid associated with postsecondary education. In reality, there are few studies and existing programs that fit this ideal profile. However, we have identified several studies that share these characteristics to a large extent. Specifically, we describe and discuss 21 related studies and 34 related programs. Although most studies and programs are Canadian, we also broaden the scope somewhat to include countries with similar postsecondary systems as Canada (e.g. the United States, the
United Kingdom, Australia, and New Zealand). Our literature review focuses on Canadian and American evidence, and has uncovered several important findings. First, the cost of a postsecondary education is vastly overestimated by the public at large and by low-income youth in particular. In contrast, the economic benefits to attending university are generally underestimated (equally for low- and high-income households). Whether knowing about the costs and benefits matters for pursuing a
postsecondary education is less clear given the lack of convincing evidence in this area.
While awareness of student financial aid is not necessarily an issue, it appears that knowledge of aid is limited. This may be related to the complexity of student financial aid, which is not only costly, but may also represent a barrier to some students.
A non-negligible portion of students are loan averse, which means that they will avoid grant opportunities when they are coupled with an optional student loan. This is the case even though the loans can be refused or invested at zero repayable interest.
Research also demonstrates that helping students complete their financial aid and postsecondary application forms has a large impact on application and admission rates. In contrast, offering information to students (without application assistance) is generally not sufficient to affect behaviour. Finally, once in university, the majority of undergraduates follow a budget and regularly pay off their credit card balance each month. This suggests a certain degree of awareness and control regarding their finances, which may help them repay their loans on time and avoid defaulting.
While Scott Jeffrey, PhD, was getting his doctorate at the University of Chicago, he investigated which rewards would be the most effective in getting University staff members to improve speed and accuracyiii in the University’s incentive lab. In a controlled study he tested hard cold cash against a variety of non-monetary rewards, such as massages and tangible rewards. He used only a verbal “thank you” for the control group.
Over the past decade, the Ontario postsecondary sector has experienced pressure from a number of societal forces (Clark, Moran, Skolnik & Trick, 2009). The demand for increased access to postsecondary education (PSE), which is moving higher education from an elite model to one of near universal participation, has resulted in undergraduate enrolment increases
of close to 50 per cent over the past decade1. These increases are taking place in an environment where demands in other areas are also being made on institutions and faculty.Demands for increased accountability, demonstrated quality assurance and increased research and development responsibilities have placed higher burdens on institutions and faculty, which are intensified by tight budgets and limited resources. Institutions have responded to these pressures in part, by increasing average class sizes. In 2009, about two thirds of Ontario universities reported that 30 per cent or more of first year courses had more than 100 students.
The average number of FTE students per full time faculty has increased from 17 in 1987 to 25 in 2007 (Clark, Moran, Skolnik & Trick, 2009, page 99). The consequences of this and other adjustments on educational quality are unknown. Undoubtedly, these pressures will continue and intensify in coming years given projections of demand for PSE in Ontario, particularly for undergraduate degrees. As a result, there is a need for the higher education sector in Ontario to identify the challenges and opportunities that are unique to large class teaching environments, as well as strategies to approach these issues, in
order to maintain the quality of student learning in the face of rising class sizes.
A major problem in identifying trends with large classes is in defining what constitutes a large class. This will differ according to the discipline, the level and nature of the class (such as introductory or upper year, lecture, tutorial or laboratory), and the perceptions of lecturers and individual students. For the purposes of this study, a large class is defined as one in which a change in traditional teaching methods is deemed appropriate or necessary, so it may include an introductory class of 700 students or an upper year seminar with fifty.
Association of Canadian Community Colleges Annual Report 2010-2011
Ensuring students with special needs are receiving the best education is one of the greatest challenges facing school districts around the country. It is a challenge to organize, staff and operate successfully. It is a challenge to determine how best to provide the required curriculum and content but ensure that it is individualized to meet the instructional needs of the student with special needs. It is a challenge to determine how best to evaluate and assess progress. And it is a challenge for the bottom line — special education programs are expensive. Teachers must have better tools if they are to cost effectively engage and teach students who have special learning needs. The toolkit needs to be well stocked with a variety of capabilities to meet the needs of students across the disability spectrum. The breadth and depth of the toolkit allows for teachers to effectively differentiate instruction for students.
Recent advances in technology, and the accompanying curricula that utilize these advances, are rapidly filling that
toolkit with programs that can provide benefits to students with special needs.
With a population of 13 million people, the province of Ontario covers a significant geographic distribution of 917,741 square kilometres (Statistics Canada, 2005). Fourteen per cent of the population is categorized as living in a rural, remote or northern area (Statistics Canada, 2011). Within this land mass is a rich diversity of people, systems and institutions that are privileged to call it home - including Francophone persons and First Nations, Inuit and Métis people. There are unique challenges that exist within these communities that affect access to health services: geographic distance, socioeconomic status, availability of health human resources and infrastructure. These factors have an impact on health status, wellness and the ability to offer person-centred health care.
While there is broad consensus that literacy skills are essential for work and life in general,
there is less consensus about numeracy, even though both are defined as essential skills by a number of sources,
including provincial and national governments and international agencies. As a part of HEQCO’s
continuing examination of learning outcomes in Ontario’s postsecondary sector, this report reviews the available data on numeracy skills and revisits the postsecondary sector’s understanding and treatment of numeracy as an
essential skill.
The ability to solve problems and think critically are considered by many to be desired outcomes of the education system, both within K-12 and higher education. They are ever-present skills measured by many accreditation frameworks in the professional and higher education sectors, and consistently rank among the top skills and abilities desired in graduates, according to employer surveys (Hart Research Associates, 2008; 2013). Despite this prevalence, critical thinking and problem solving are often identified by employers as skills that require more emphasis in higher education (Hart Research Associates, 2008; Arum & Roksa, 2011). Recent evidence questions the degree to which current undergraduate education supports the development of critical thinking and complex problem solving skills (Arum & Roksa, 2011; Astin, 1993a; 1993b; Blaich & Wise, 2008; Klein et al., 2009; Pascarella, Blaich, Martin & Hanson, 2011). The development of critical thinking skills (CTS) is itself a complex issue, complicated by a lack of agreement on the definition of critical thinking and on an associated framework for its development (Ku, 2009). Popular frameworks of critical thinking include the Cornell-Illinois model (Ennis, Millman & Tomko, 1985), the Paul-Elder model (Paul & Elder, 2005; Paul & Elder, 1996), the CLA model (Shavelson, 2008), the APA Delphi model (Facione, 1990), and Halpern’s Model for Critical Thinking (Halpern, 1999; Halpern & Riggio, 2002). Each of these frameworks or models proposes a different definition for critical thinking and a different set of skills, traits and abilities that comprise it. Instruction and assessment of CTS is also an area of particular difficulty, with the efficacy of pedagogical strategies for critical thinking development and the authenticity of critical thinking assessment under much scrutiny (Bensley & Murtagh, 2011; Solon, 2003).
David Cooperrider, the originator of a relatively new approach to organizational or institutional change called Appreciative Inquiry, tells the story of a conversation he had with the father of modern management, Peter Drucker, before his recent death. He asked Drucker, then 93, to distill the essence of what he knew about leadership. Drucker told Cooperrider, “The task of leadership is to create an alignment of strengths, making our weaknesses irrelevant.” Appreciative Inquiry (AI) is a way of helping organizations discover their strengths so they can create an alignment of those strengths, making their weaknesses and problems irrelevant. Since the mid-1980s, thousands of organizations in more than 100 countries – corporations, businesses, nonprofits, churches, educational and governmental organizations – have used this strengths-based approach to
organizational or institutional change and development.
The traditional pathway into postsecondary education (PSE) is to enter college or university directly after graduating from high school. Not all students follow the traditional pathway into PSE. The Ontario government recently set a goal “to raise the postsecondary [attainment] rate to 70 per cent” (Speech from the Throne, 2010). In 2011, 64 per cent of Ontario residents aged between 25 and 64 held a PSE credential.1 One way to help reach the target educational attainment rate of 70 per cent is for Ontario colleges and universities to attract and retain learners who follow non-traditional pathways. Therefore, one of the priorities of the Higher Education Quality Council of Ontario (HEQCO) is to evaluate the adequacy and efficiency of non-traditional pathways in obtaining a PSE credential. This study mainly examined one non-traditional pathway, delayed entry into PSE. Graduates who have taken more years than expected to graduate are also included in the discussion. The purpose of this paper is to address the following research questions:
• What is the demographic profile of these non-traditional graduates?
• Are their program choices and pathways through PSE different from those of direct entrants?
• Do their labour market outcomes differ from those of direct entrants?
Most of the faculty on American college and university campuses are contingent employees, working in conditions very different from the image of academic professional life that informs contemporary discussions of higher education policy. This report describes the findings of a recent survey of contingent faculty in the United States, focusing on the working conditions
imposed upon contingent faculty and the ways those conditions impact students and the quality of the education they receive.
Disable the Label
Improving Post-Secondary Policy, Practice
and Academic Culture for Students
with Disabilities
Released December 4, 2014
1673 Barrington St S TUDENT SNS.C A . Halifax, NS B3J 1Z9
ii
Abstract
Building on StudentsNS’ quality and accessibility values, this report discusses the systemic barriers that persons with disabilities face when pursuing post-secondary education. Providing an in-depth discussion of the supports and challenges found within the academic system, this paper begins to re-conceptualize how disability is viewed and accommodated. Nova Scotia has made great strides toward enabling persons with disabilities to access post-secondary education in the past several
decades, but we still have a long way to go. Persons with disabilities remain among the most underrepresented and underemployed groups in Canada. Ensuring persons with disabilities have access to and adequate support during postsecondary
education is fundamental if we want this to change. Programs aimed at increasing persons with disabilities’ participation in post-secondary education, and in the work force are often insufficient. Similarly, the supports offered by postsecondary
institutions (funded through the province) could be improved to better support students with disabilities. We make suggestions for the post-secondary system to further develop present accessibility measures and improve the quality of education delivered to students with disabilities. Recognizing that providing support for students with disabilities is not purely an academic matter, this report will be complimented by future reports on campus health services, social determinants of access to post-secondary education, and discrimination and human rights.
Student wellness is an essential component of academic success in higher education and subsequent opportunities in the labor market. The Ohio State University Office of Student Life’s Student Wellness Center uses a model that includes nine key dimensions of wellness: career, creative, emotional, environmental, financial, intellectual, physical, social and spiritual.
§ Read the quotes and select the one that is most important to you.
§ Complete a Quick Write explaining why you selected it.
In Canadian universities and colleges, the registrar role appears to be evolving. It absolutely remains a position focused on the diligent care and oversight of student academic records and related student services. However, those holding these roles are more often being called upon to create interesting and unique partnerships; actively support or steer enrolment management; oversee significant pan-institutional responsibilities and related accountabilities; and develop policies, procedures, and integrated systems that serve as the backbone for the institution and support overall student success. Registrars are exercising their duties in an increasingly virtual world where institutional boundaries are becoming less rigid and new approaches are becoming the norm. Examples include different course delivery models, online course and program offerings, new forms of inter-institutional collaboration, cross-boundary sharing of data, targeted access programs, increasingly mobile students, etc. The evolving role of the Canadian registrar suggests a close examination of current reporting line practices and responsibilities is timely.
You've heard it before:
We already know what our students think.
Our committee has already picked the brand strategy that will work best. We know our school and our
students. We don't need external consultation.
These statements go against three core principles of successful PSE brand positioning, which one can find in the following case studies.
Check the backpack of any higher education student and you’re likely to find a smartphone. The handy handheld tool has long been a favorite of on-the-go college kids to remain on task through the use of calendaring; up-to-date with e-mail and Internet access; and ‘in the know’ by way of social media, IM and text messaging.
Mobile computing is mainstream. But despite its ubiquity in the personal lives of students — and the efficiencies it brings — mobile computing has not been utilized by the higher education community to enhance student learning and deliver content and resources with greater efficiency. Until now.
Identified as the No. 1 technology to watch for out of more than 110 technologies considered, the Horizon Report predicts that mobile computing will enter mainstream use for teaching and learning within the next 12 months. The set of teaching and learning activities that are well-suited to mobile devices continues to evolve rapidly as mobile devices and networks improve, educators and instructional designers develop innovative uses for those devices and networks as applied to education, and courses and curriculum are redesigned to take advantage of mobile computing as a delivery medium for blended and online programs.
Business programs in particular are poised to take advantage of the benefits mobile computing has to offer, with the following uses becoming commonplace in undergraduate business concentrations and MBA programs:
• Course registration and scheduling
Students can register for courses via mobile devices and view class schedules and calendars once enrolled. In addition, mobile devices provide the perfect platform for communicating last-minute changes to meeting times or places, as well as accessing other timely alerts.
• Access to assignments and course materials Students can access course content via learning management
systems, cloud computing solutions and shared portals.
Information and data can be uploaded, downloaded and revised.
• Collaboration on group projects
Group work is a substantial and critical component of business
school curriculum, and mobile computing enables teams of students to communicate and collaborate on projects across space and time.
• In-class polling
Some mobile device platforms are capable of running applications to support in-class polling, effectively eliminating the
need for standalone clicker systems in lecture halls.
Executive Summary
Ontarians want excellent public services from their government. The Commission on the Reform of Ontario’s Public Services understands and supports this desire. We see no reason why Ontario cannot have the best public services in the world — with the proviso that they must come at a cost Ontarians can afford. With such a goal, we face three overarching tasks.
First, we must understand Ontario’s economic challenges and address them directly. Second, we must firmly establish a balanced fiscal position that can be sustained over the long term. And third, we must sharpen the efficiency of literally everything the government does so Ontarians get the greatest value for money from the taxes they pay. This report addresses
these issues and offers a road map to a day when Ontarians can count on public services that are both excellent and affordable — the public services Ontarians want and deserve.
The Need for Strong Fiscal Action
Ontario faces more severe economic and fiscal challenges than most Ontarians realize. We can no longer assume a resumption of Ontario’s traditional strong economic growth and the continued prosperity on which the province has built its public services. Nor can we count on steady, dependable revenue growth to finance government programs. Unless policy-makers act swiftly and boldly to prevent such an outcome, Ontario faces a series of deficits that would undermine the province’s economic and social future. Much of this task can be accomplished through reforms to the delivery of public services that not only contribute to deficit elimination, but are also desirable in their own right. Affordability and excellence are not incompatible; they can be reconciled by greater efficiency, which serves both the fiscal imperative and Ontarians’ desire for better-run programs. Balancing the budget, however, will also require tough decisions that will entail reduced benefits for some. Given that many of these benefit programs are not sustainable in their current form, the government will need to decide how best to target benefits to those who need them most. The treatment may bedifficult, but it is worth the effort.
Ontario’s $14 billion deficit in 2010–11 was equivalent to 2.3 per cent of gross domestic product (GDP), the largest deficit relative to GDP of any province. Net debt came to $214.5 billion, 35 per cent of GDP. The 2011 Ontario Budget set 2017–18 as the target year to balance the books — at least three years behind any other province. The government asked this Commission to help meet and, if possible, accelerate the deficit-elimination plan.
The education of students with Special Needs (SN) has been well researched at the school level (K-12) and a growing number of studies have been conducted at the postsecondary education (PSE) level. However, there is little research on transitions of SN students between the two systems. Inclusive policies at both the school and postsecondary level are designed to encourage students with SN to continue with their education. However, relatively few do so. Some students with SN fail to complete their schooling and drop. Others graduate from high school but decide against enrolling in a college or university program. While some of these students may prefer direct entry to the labour market others have postsecondary aspirations for which they are not adequately prepared or supported. The social goal of inclusive education is to accommodate the aspirations of all students, including those designated as SN. The existing research on college and university access suggests that students with SN who aspire to PSE face significant barriers. How effectively they meet these challenges requires a better understanding of the basis for their post-high school pathway choices. Socio-demographic factors like gender, ethnicity, and socio-economic status have long been recognized as influencing access to PSE, whether or not the individual is a student with special needs. Whatever their background, high school students who aspire to PSE must meet the academic entrance requirements of the institution (college or university) and, at the same time, develop the self-confidence and dispositions to study that are needed to succeed in a
postsecondary program. Acquiring the necessary capabilities can be especially challenging forat-risk students – those with low levels of achievement and those with special needs. Many, nevertheless, display the resilience needed to plan for, invest in, and realize their PSE aspirations. Schools play a key role in developing these resilient qualities in adolescents. Inclusive policies that emphasize students’ “strengths” rather than “deficits” have led to greater integration into mainstream classrooms. Learning in integrated settings is assumed to enhance opportunities for school engagement that complement and contribute to key student beliefs and behaviours – specifically, their sense of personal competence, dependability, and capacity for self-regulation.
When viewed holistically, Canada lacks a clear and common understanding of the future directions and top priorities of its post-secondary education (PSE) sector. Perhaps as a result, Canada has not yet comprehensively addressed a fundamental question: How do we demonstrate quality in PSE? To answer this question requires clarification of many issues, including the roles that various institutions and sectors play. It also requires the development of a shared vision of PSE, of what can and should be achieved. Despite much discussion among leaders of various education sectors in Canada, an agreement on a plan of action has yet to be reached. Indeed, a national dialogue on this critical issue is needed.
As a starting point for a national dialogue, the Canadian Council on Learning (CCL) has published three annual reports on the state of post-secondary education in Canada over the last four years. These reports provided an overview of the Canadian PSE landscape while highlighting various issues common among education jurisdictions and institutions. For instance, CCL’s 2006 report, Canadian Post-secondary Education: A Positive Record¯– An Uncertain Future, identified eight goals common among the post-secondary strategies of provinces and territories. One of these common goals was addressing the issue of quality in PSE.
CCL’s new monograph series, Challenges in Canadian Post-secondary Education, focuses on important considerations identified in our previous reports. Here, with the inaugural monograph, “Up to Par: The Challenge of Demonstrating Quality in Canadian Post-secondary Education,” CCL discusses the complex challenges associated with defining and demonstrating quality in PSE. As the monograph asserts, a necessary step toward understanding and demonstrating quality in PSE is clarification of the overarching purposes and objectives of Canada’s collective post-secondary efforts. The common goals identified by CCL suggest convergence among Canadian education jurisdictions upon which a pan-Canadian strategy for PSE could be built. Nevertheless, debate persists on how best to structure institutions and systems—debate which further confuses our understanding of quality in PSE. Acquiring PSE has been linked to a number of individual benefits, such as better health and quality of life, and a greater likelihood of increased lifetime earnings. In turn, countries with higher levels of PSE participation enjoy greater economic prosperity, employment stability, labour flexibility, productivity and civic participation.1 Increased PSE enrolment rates reflect a growing awareness of the economic benefits of a PSE qualification. Following a period of decline in the 1990s, university enrolment has increased markedly. Between 2001 and 2007, total university enrolment in Canada rose by 19.2%, from 886,700 to over 1 million. Over the same period, the level of graduate studies enrolment grew by 25.3% to over 150,000. This increase has not been limited to universities. In fact, the share of the working-age population in Canada with any type of post-