Life after high school comes with a unique set of lessons in financial management. Whether studying full-time, starting an apprenticeship or renting your first place, developing smart financial habits now can lead to a more secure future.
With so many financial options available to students and young adults, it's important to learn how to manage money sensibly to build a strong credit record and limit additional debt.
We use data for a large sample of Ontario students who are observed over the five years from their initial entry to high school to study the impact of course selections and outcomes in high school on the gender gap in postsecondary enrolment. Among students who start high school "solidly" in terms of taking the standard set of grade 9 courses (e.g., math, language, science, etc.) and performing well in these courses, we find a 10 percentage point gap in the fraction of females versus males who register for university or college (69% versus 59%). This gap is seen with respect to university registration (43% for females versus 32% for males) but not in college registration. We then show how the gender gap in university registration is related to the gender gaps at two earlier stages: (1) the first year of high school, where students can select either academic or applied track classes in core subjects including math and languages; (2) the final year(s) of high school, where students who intend to enter university must complete a minimum number of university-level classes.
In early 2015 the government of Ontario announced that it would be conducting a review of the processes by which it funds universities. In order to best capture the needs of those that consume, deliver and fund higher education, the government has commissioned extensive consultation with parents, students, universities, employers, agencies, and sector experts. This submission will serve as a summary of the Ontario Undergraduate Student Alliance’s contributions to those discussions, as well as a statement of our principles in the area of funding priorities that could benefit students.
Ontario is reviewing its university funding model, an enrolment-based formula through which the Ministry of Training, Colleges and Universities distributes a $3.5B annual provincial operating grant to the province’s 20 publicly assisted universities.
We examined the existing model in our June 2015 paper The Ontario University Funding Model in Context. We observed that the model is a relatively small (27 %) component of total university system revenues. We concluded that this small slice of funding must be managed in a focussed and strategic way if it is to be effective in shaping behaviour towards desired provincial objectives (HEQCO, 2015).
For over a century, the central goals of Canada’s Aboriginal policy were to eliminate Aboriginal governments; ignore Aboriginal rights; terminate the Treaties; and, through a process of assimilation, cause Aboriginal peoples to cease to exist as distinct legal, social, cultural, religious, and racial entities in Canada. The establishment and operation of residential schools were a central element of this policy, which can best be described as “cultural genocide.” Physical genocide is the mass killing of the members of a targeted group, and biological genocide is the destruction of the group’s reproductive capacity. Cultural genocide is the destruction of those structures and practices that allow the group to continue as a group. States that engage in cultural genocide set out to destroy the political and social institutions of the targeted group. Land is seized, and populations are forcibly transferred and their movement is restricted. Languages are banned. Spiritual leaders are persecuted, spiritual practices are forbidden, and objects of spiritual value are confiscated and destroyed. And, most significantly to the issue at hand, families are disrupted to prevent the transmission of cultural values and identity from one generation to the next.
Les étudiants français aiment le Québec : le coût de la vie y est abordable et les frais de scolarité peu élevés. En effet, depuis 1978, ils payaient le même tarif que les Québécois, contrairement aux autres étudiants étrangers, mais ce traitement de faveur a pris fin en septembre. Tous les nouveaux étudiants – ce qui exclut ceux qui ont déjà entamé leur baccalauréat et les étudiants aux cycles supérieurs – ont vu leur facture tripler, passant de 2 300 $ à 6 650 $ par année, soit le même montant que les étudiants venus des autres provinces canadiennes. Le gouvernement du Québec espère ainsi faire un profit de 30 millions annuellement.
The comparative performance of education systems is attracting more attention than ever before. In Canada, questions have been raised about whether we are keeping pace with the world’s leading education systems, and whether our performance has been eroding over time. There are also concerns about whether too many students from less advantaged backgrounds are being left behind. This report reviews the latest international evidence regarding achievement and equity in education. It shows that, in terms of achievement, Canada consistently places among an elite group of high performing countries and economies.
Moreover, Canada continues to be a leader in terms of equity: public schools in Canada are among the best in the world at helping to level the playing field between rich and poor children, and Canada is one of only a very few high-immigration countries that show no significant achievement gap between immigrants and non-immigrants. In fact, Canada distinguishes itself by its ability to combine high levels of achievement and high degrees of equity in education.
At the same time, Canada is not without its challenges. There has been a modest decline in Canada’s performance over time, and Canada’s relative advantage is diminishing as a number of other rapidly modernizing countries are catching up. And while the education attainment of Aboriginal peoples in Canada is increasing, the achievement gap between Aboriginal and non-Aboriginal peoples at the higher end of the education attainment spectrum is still getting wider. No matter how well Canada may have performed to date in any given international study, there is will always be a need to strive for improvement.
We set out to determine whether hybrid delivery of a college program could facilitate completion of an apprenticeship. We found unanticipated complexity in the answer. The hybrid program delivered completion rates and average student grades that were comparable to those in a program delivered entirely in the classroom, but in only half the required time. However, we found that performance in the in-class portion of the program was not always linked to apprenticeship completion. The factors affecting completion are varied, in part because different stakeholders place a different value on completion.
There was no substantial deterioration in the earnings and employment patterns of young postsecondary graduates between 2005 and 2012—a period that included the economic recession of 2008 and 2009. A new study found that this outcome held even when graduates from specific fields of study were examined. Using linked data from the 2006 Census, the 2011 National Household Survey, and tax data from 2005 to 2012, the study examined Canadian-born 25- to-34-year-old men and women with a high school diploma, college certificate or bachelor's degree. Annual wages and salaries as well as full-year, full-time employment rates were compared before and after the recession of 2008 and 2009. Full-year, full-time employment involves at least 49 weeks worked per year, mainly for 30 hours or more per week. The dollar figures are expressed in 2012 constant dollars to account for inflation.
In March 2014, nearly one in four people aged 15 and over with a university degree reported having gone back to school and completed another certificate, diploma or university degree of equal or lower level. There were 6.5 million people with a university degree in March 2014 and their employment rate was 74.5%. In this release, labour market indicators for those with a university degree are presented by major field of study and then compared with those who completed further postsecondary studies and those who did not.
Instructors of large classes must contend with numerous challenges, among them low student motivation. Research in evolutionary biology, echoed by work in other disciplines, suggests that aspects of the classroom incentive structure – such as grades, extra credit, and instructor and peer acknowledgment – may shape motivations to engage in studies and to collaborate with peers. Specifically, the way that incentives are distributed in relative quantity (the slope of competition; the proportion of benefits earned through performance relative to peers) and space (the scale of competition; the proportion of peers with whom one is competing) may affect strategies to cooperate or to compete with others.
This paper examines the rise in student loan delinquency and default drawing on a unique set of administrative data on federal student borrowing, matched to earnings records from de-identified tax records. Most of the increase in default is associated with the rise in the number of borrowers at for-profit schools and, to a lesser extent, 2-year institutions and certain other non-selective institutions, whose students historically composed only a small share of borrowers. These non-traditional borrowers were drawn from lower income families, attended institutions with relatively weak educational outcomes, and experienced poor labor market outcomes after leaving school. In contrast, default rates among borrowers attending most 4-year public and non-profit private institutions and graduate borrowers—borrowers who represent the vast majority of the federal loan portfolio—have remained low, despite the severe recession and their relatively high loan balances. Their higher earnings, low rates of unemployment, and greater family resources appear to have enabled them to avoid adverse loan outcomes even during times of hardship. Decomposition analysis indicates that changes in characteristics of borrowers and the institutions they attended are associated with much of the doubling in default rates between 2000 and 2011. Changes in the type of schools attended, debt burdens, and labor market outcomes of non-traditional borrowers at for-profit and 2-year colleges explain the largest share.
This paper evaluates the validity of teaching English grammar to preservice teachers in a teacher education course at a regional university. The course was delivered in blended mode using the grammar component of My Writing Lab Global (MWLG) and face-to-face instruction. The aim of this study was to establish if there are benefits to derive from teaching knowledge about language (KAL) to preservice teachers. Our quasi-experimental study found MWLG was well-received by participants who believed it had improved their KAL; this improvement was confirmed by 10% improvement on a pre and post KAL test (p < .001). MWLG scores and the KAL test also reliably predicted other academic competencies: the students’ accumulated GPA and their final written assessment scores for the course (r= .4 to .54; p < .01). Collectively, these findings suggest that explicit KAL is valued and valid knowledge and should be included in teacher education programs.
The purpose of this paper is to discuss various issues surrounding the community college baccalaureate. In 2009, President Barack Obama provided a vision to increase graduation rates for students across the nation and challenged higher education to double the number of college degrees conferred nationwide by 2020. In addition, the President urged the country’s 1,200 community colleges to be instrumental in this initiative, as they have the capacity to provide the education necessary to produce a competitive workforce. In 2011, the dialogue continues and intensifies. At the 2011 Building a Grad Nation Summit, Vice President Biden issued a call to action to boost college graduation rates across the country and help the nation meet the President’s goals. He states, “Right now we’ve got an education system that works like a funnel when we need it to work like a pipeline.”
According to the 2011 National Household Survey (NHS), immigrants accounted for 21% of Canada’s overall population, and among those who immigrated to Canada between 2001 and 2011, 41% held a bachelor’s degree or higher. Yet immigrants are less likely than the Canadian-born to be employed, and those who are employed are more likely to be overqualified relative to their occupation. They are also less likely to be working in an occupation that matches their field of study. The degree to which immigrants experience these disadvantages varies according to how long they have been living in Canada, with more established immigrants (those who have lived in Canada 10 years or more) showing higher employment rates and education-to-occupation match rates than immigrants who have not been in Canada as long.
The Canadian Graduate and Professional Student Survey (CGPSS) is a national survey that was completed by over 51,000 students across 48 universities in 2013. This comprehensive survey includes questions covering a broad array of topics including students’ satisfaction with their departments, programs and advisors, availability of funding, use and quality of university services, and satisfaction with professional development supports (CAGS, 2010). This report uses data and opinions collected from graduate students through the CGPSS in an effort to contribute to the conversation on graduate student education in Canada.
The purpose of this study was to identify how entrepreneurship education is delivered in Ontario colleges and universities. In Ontario, as in the rest of Canada, the increase in the number of entrepreneurship courses at universities and colleges, and the concurrent popularization and maturation of entrepreneurship programming, contribute to fostering entrepreneurial skills and mindsets, and the creation of businesses. The overall aim of this report is to inform debate and decision-making on entrepreneurship education through a mapping and assessment of existing programs in the province.
Do you know what the most common electronic device that college student’s possess? According to Joshua Bolkan, a
multimedia editor for Campus Technology and The Journal, “85% of college students own laptops while smartphones
come in second at 65%”. If technology is becoming a common practice among our students, what are we doing as
professors to incorporate it into our classrooms? How can students use technology to reflect on their work? How can
instructors use technology as a supplement in reading and writing courses? How can technology be used to deepen our
student’s critical thinking skills? These are questions we should be asking ourselves in a world where technology is
paving the way to learning.
SOME HIGHLIGHTS & KEY CONCLUSIONS…
1. Transition from “elite” to “universal” higher education
2. The emergence of a new research paradigm
3. Average total funding has not declined…
4. Ontario undergraduate teaching uses the world’s most expensive model but…
5. The current reality is very different
6. Funding drives university behaviour – One-size-fits- all
The latest Ontario government survey of graduates from undergraduate programs shows 94 per cent have secured employment two years after graduation. The average salary for university bachelor’s degree graduates in full-time jobs was $49,001 two years after graduation, up from the average $42,301 six months after graduation.
The survey of Ontario university students who graduated in 2012, conducted for the Ministry of Training, Colleges and Universities, concludes that university graduates get jobs related to their education. The best path to career success for Ontario students is still a university degree.